Zelora W. Neel actually died in Chicago, IL, not back home in TN. She was residing in Detroit, MI with her youngest daughter Pauline. They were apparently in Chicago. The Cook County, Illinois Death Index has all of the details verifying her identity. Zelora's body was returned to Sumner County for burial.
Cook County, Illinois Death Index, 1878-1922, FHL Film 1309311
Name Zalara Neel
Birth Date 15 Oct 1849
Birth Place Tennessee
Death Date 18 Mar 1922
Death Place Chicago, Cook, Illinois
Burial Date 20 Mar 1922
Burial Place Gallatin, Tenn
Death Age 72
Race White
Marital Status Widowed
Gender Female
Residence Detroit, Michigan
Father Name Hugh M Whirter
Father Birth Place Ireland
Mother Name Emeline Tyres
Mother Birth Place Tennessee
Spouse Name William M Neel
FHL Film Number 1309311
Her death location appears to come up as a frequent alert, so I thought I would post it here along with the original source data.